GoldPPO

ConnectPlus MyWeighForward $2000

Avera Health Plans

Starting at

$607

/month before subsidy

Key facts

ConnectPlus MyWeighForward $2000 is a 2026 Gold PPO health insurance plan from Avera Health Plans, sold on the ACA Marketplace in Iowa under plan ID 74980IA0020024. The monthly premium starts at $607 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,000 ($4,000 for a family), and the individual out-of-pocket maximum is $8,200 ($16,400 for a family). After the deductible, coinsurance is 25% for covered in-network care. The plan is not HSA-eligible.

Plan ID
74980IA0020024
Plan year
2026
State
Iowa
Metal level
Gold
Plan type
PPO
HSA-eligible
No

Individual Deductible

$2,000

Family: $4,000

Out-of-Pocket Max

$8,200

Family: $16,400

Coinsurance

25%

You pay after deductible

Network Type

PPO

IAN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care Visit$30.00
Specialist Visit$60.00
Urgent Care$45.00
Emergency Room25.00% Coinsurance after deductible

Prescription Drugs

Generic Drugs$15.00
Brand Name Drugs$60.00
Specialty Drugs$250.00
What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$4,670

your estimated cost

Deductible
$2,000
Copays
$10
Coinsurance
$2,600

Managing type 2 diabetes

A year of routine care

$1,750

your estimated cost

Deductible
$800
Copays
$900
Coinsurance
$30

A simple fracture

ER visit + follow-up

$1,800

your estimated cost

Deductible
$1,300
Copays
$300
Coinsurance
$200
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Official Plan Documents
Published by Avera Health Plans. These are the authoritative source for coverage details.
Who This Plan Is Best For

This Gold PPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.

Consider this plan if you:

  • Have ongoing health conditions requiring regular care
  • Take multiple prescription medications
  • Prefer lower costs at the time of service
  • Want peace of mind with comprehensive coverage

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,290/month

Annual Premium

$7,284

OOP Maximum

$8,200

💡 What this means:

With a $2,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 25% (coinsurance) until you hit $8,200 total. Then insurance covers everything else for the year.

More plans from Avera Health Plans in Iowa

View all Marketplace plans in Iowa

Frequently asked questions about ConnectPlus MyWeighForward $2000

How much does ConnectPlus MyWeighForward $2000 cost per month?

ConnectPlus MyWeighForward $2000 from Avera Health Plans starts at $607 per month before any subsidy in Iowa. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for ConnectPlus MyWeighForward $2000?

The individual medical deductible is $2,000, and the family deductible is $4,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for ConnectPlus MyWeighForward $2000?

The most you would pay in a year for covered in-network care is $8,200 for an individual and $16,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is ConnectPlus MyWeighForward $2000 HSA-eligible?

No. ConnectPlus MyWeighForward $2000 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.

What type of network does ConnectPlus MyWeighForward $2000 use?

ConnectPlus MyWeighForward $2000 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.