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New Hampshire

New Hampshire Health Insurance Marketplace 2026

Compare 46 health insurance plans on the New Hampshire Marketplace from 4 insurers. See premiums by metal tier and estimate your subsidy in under a minute.

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New Hampshire Marketplace key facts for 2026

In New Hampshire, 46 ACA Marketplace health insurance plans from 4 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $317/month, Silver plans at $388/month, Gold plans at $417/month, and Catastrophic plans at $278/month. The lowest-priced plan overall is Anthem Catastrophic Pathway X Enhanced from Anthem Blue Cross and Blue Shield at $278/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.

Lowest-cost plan by tier in New Hampshire

Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.

Catastrophic
Anthem Catastrophic Pathway X Enhanced
Anthem Blue Cross and Blue Shield

$278/mo

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Expanded Bronze
WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice
WellSense Health Plan

$317/mo

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Silver
WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice
WellSense Health Plan

$388/mo

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Gold
WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice
WellSense Health Plan

$417/mo

View plan

Browse 2026 New Hampshire plans by metal tier

Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.

Bronze
Bronze plans in New Hampshire
16 plans · from $317/mo
View bronze plans
Silver
Silver plans in New Hampshire
16 plans · from $388/mo
View silver plans
Gold
Gold plans in New Hampshire
13 plans · from $417/mo
View gold plans
Catastrophic
Catastrophic plans in New Hampshire
1 plan · from $278/mo
View catastrophic plans

Insurers offering 2026 plans in New Hampshire

Ambetter from NH Healthy FamiliesAnthem Blue Cross and Blue ShieldHarvard Pilgrim Health CareWellSense Health Plan

New Hampshire health insurance FAQ

How much does health insurance cost in New Hampshire?
2026 Marketplace premiums in New Hampshire vary by age, plan tier, and where you live. The lowest-cost plans start around $278/month before any subsidy for a 40-year-old. Most enrollees qualify for a premium tax credit that lowers this significantly.
How do I enroll in the New Hampshire health insurance Marketplace?
You enroll through the ACA Marketplace during Open Enrollment, or at any point in the year if you have a qualifying life event such as losing job-based coverage, moving, marriage, or a new baby. Compare New Hampshire plans and estimate your subsidy first so you know your net premium before you apply.
What health insurance companies sell Marketplace plans in New Hampshire?
Ambetter from NH Healthy Families, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care, WellSense Health Plan offer ACA Marketplace plans in New Hampshire for 2026.
Do I qualify for a subsidy in New Hampshire?
Most New Hampshire residents who buy their own insurance qualify for a premium tax credit based on household income and size. Use the PlanVoyager estimator to see your subsidy and net premium.

From our research

See how New Hampshire compares nationally: how much premiums increased for 2026 in every state and where New Hampshire ranks on 2026 Marketplace premiums.

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Find your best plan in New Hampshire

Enter your ZIP, household, and income to see your real premiums after subsidy and compare every plan available where you live.

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