Delaware

Delaware Health Insurance Marketplace 2026

Compare 40 health insurance plans on the Delaware Marketplace from 3 insurers. See premiums by metal tier and estimate your subsidy in under a minute.

Delaware Marketplace key facts for 2026

In Delaware, 40 ACA Marketplace health insurance plans from 3 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $542/month, Silver plans at $685/month, Gold plans at $727/month, Platinum plans at $1015/month, and Catastrophic plans at $468/month. The lowest-priced plan overall is my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits from Highmark Blue Cross Blue Shield Delaware at $468/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.

Lowest-cost plan by tier in Delaware

Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.

Browse 2026 Delaware plans by metal tier

Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.

Insurers offering 2026 plans in Delaware

Ambetter Health of DelawareAmeriHealth Caritas NextHighmark Blue Cross Blue Shield Delaware

Delaware health insurance FAQ

How much does health insurance cost in Delaware?
2026 Marketplace premiums in Delaware vary by age, plan tier, and where you live. The lowest-cost plans start around $468/month before any subsidy for a 40-year-old. Most enrollees qualify for a premium tax credit that lowers this significantly.
How do I enroll in the Delaware health insurance Marketplace?
You enroll through the ACA Marketplace during Open Enrollment, or at any point in the year if you have a qualifying life event such as losing job-based coverage, moving, marriage, or a new baby. Compare Delaware plans and estimate your subsidy first so you know your net premium before you apply.
What health insurance companies sell Marketplace plans in Delaware?
Ambetter Health of Delaware, AmeriHealth Caritas Next, Highmark Blue Cross Blue Shield Delaware offer ACA Marketplace plans in Delaware for 2026.
Do I qualify for a subsidy in Delaware?
Most Delaware residents who buy their own insurance qualify for a premium tax credit based on household income and size. Use the PlanVoyager estimator to see your subsidy and net premium.

From our research

See how Delaware compares nationally: how much premiums increased for 2026 in every state and where Delaware ranks on 2026 Marketplace premiums.

Understand what you'd actually pay

Find your best plan in Delaware

Enter your ZIP, household, and income to see your real premiums after subsidy and compare every plan available where you live.

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