Education center
YouTube
Video library
Short explainers for common questions, starting with PlanVoyager originals. Videos marked as third-party are hosted by outside creators; PlanVoyager does not endorse every statement—always confirm with your plan documents or a licensed professional.
PlanVoyager original
Why Your Health Insurance Jumped for 2026 (and 3 Moves to Make Before You Renew)
PlanVoyager original: the enhanced ACA subsidies expired after 2025 — the subsidy cliff is back, the 8.5% income cap is gone, and here is what to do before open enrollment starts November 1.
2026 premiumssubsidy cliffopen enrollmentAPTC
PlanVoyager original
The Subsidy Cliff Is Back for 2026 (60-second explainer)
PlanVoyager original: earn one dollar over 400% of the federal poverty level and your premium tax credit drops to $0.
subsidy cliff400% FPLpremium tax credit
Medical Plans: HMO vs PPO (Health Insurance Exam)
Walkthrough of HMO vs PPO concepts—useful if you are studying for licensing exams or want a structured comparison.
HMOPPOplan typenetworkexam prep
Deductible explained (YouTube search)
Open YouTube results for common “deductible explained” explainers—pick a source you trust.
deductiblebasics
Copay vs coinsurance (YouTube search)
Short videos comparing copays and coinsurance—always verify against your plan’s SBC.
copaycoinsurancecost sharing
Marketplace subsidy / APTC (YouTube search)
Educational results about premium tax credits—PlanVoyager also models APTC with IRS tables.
subsidyAPTCmarketplace