PlanVoyager

Open Enrollment starts Nov 1

Will your health insurance go up in 2027?

Every plan gets repriced for 2027, and most people find out when the renewal letter lands. Save your 2026 numbers now. The day 2027 prices are published, we re-run them and email you the exact change, plus the cheapest way to keep the same coverage.

  • One number, not a guess
    Your top 2026 plans priced again at 2027 rates for your ZIP, ages, and income. Dollars and percent.
  • The cheapest way to keep your tier
    If your plan jumps, we show the lowest-cost option in the same metal tier so you are not overpaying by default.
  • Before the deadline, not after
    You get the alert the day prices land, with weeks to decide before enrollment closes.

Set your 2027 rate alert

Takes 20 seconds. You get your 2026 numbers now and the 2027 comparison the day it exists.

Two emails total: one when 2027 prices are published, one when Open Enrollment opens Nov 1. No spam, unsubscribe anytime.

How it works

  1. 1

    Enter your ZIP, the ages of everyone on the plan, and your income. We price 2026 plans for your household right now and email you the baseline.

  2. 2

    In October, when 2027 Marketplace prices are published, we run the same household against the new rates.

  3. 3

    You get one email: how much each option changed, your new estimated tax credit, and the cheapest plan in your tier. Then a reminder when Open Enrollment opens.

Want to see what happened last year first? Read our subsidy cliff explainer or compare 2026 premiums by state.

Questions

When are 2027 Marketplace prices published?
Insurers file 2027 rates with regulators during the summer, and final Marketplace plans and premiums are typically published in October, shortly before Open Enrollment opens on November 1. We email you the day your area's prices are in our system.
What will the alert email contain?
Your 2026 baseline next to your 2027 numbers: the estimated tax credit, how much each of your top plans changed in dollars and percent, and the cheapest plan that keeps the same metal tier. Plus a link to a full report you can share.
Why does my plan price change every year?
Insurers reprice every plan annually based on medical costs and claims, your premium rises with your age, and the benchmark plan that sets your subsidy can change too. Since enhanced subsidies expired after 2025, the subsidy formula itself matters more than it has in years.
Is this free?
Yes. PlanVoyager is free for individuals. We never sell your email. If you want a licensed agent to enroll you, that is free as well.
Or run a full 2026 plan comparison now