South Carolina Health Insurance Marketplace 2026
Compare 125 health insurance plans on the South Carolina Marketplace from 6 insurers. See premiums by metal tier and estimate your subsidy in under a minute.
In South Carolina, 125 ACA Marketplace health insurance plans from 6 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $336/month, Silver plans at $456/month, and Gold plans at $476/month. The lowest-priced plan overall is Blue Pee Dee Bronze 2 from BlueCross BlueShield of South Carolina at $336/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.
Lowest-cost plan by tier in South Carolina
Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.
$336/mo
View plan$349/mo
View plan$456/mo
View plan$476/mo
View planBrowse 2026 South Carolina plans by metal tier
Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.
Insurers offering 2026 plans in South Carolina
South Carolina health insurance FAQ
From our research
See how South Carolina compares nationally: how much premiums increased for 2026 in every state and where South Carolina ranks on 2026 Marketplace premiums.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Find your best plan in South Carolina
Enter your ZIP, household, and income to see your real premiums after subsidy and compare every plan available where you live.
Start your free estimate