New Jersey Health Insurance Marketplace 2027
Compare 39 health insurance plans on the New Jersey Marketplace from 5 insurers. See premiums by metal tier.
2027 plans for New Jersey are sold at Get Covered New Jersey. We don't have New Jersey's 2027 plan data yet, so this page shows 2026 plans and prices.
In New Jersey, 39 ACA Marketplace health insurance plans from 5 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $451/month, Silver plans at $538/month, Gold plans at $700/month, and Catastrophic plans at $341/month. The lowest-priced plan overall is Secure from Issuer 23818 at $341/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.
Lowest-cost plan by tier in New Jersey
Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.
Browse 2026 New Jersey plans by metal tier
Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.
Insurers offering 2026 plans in New Jersey
New Jersey health insurance FAQ
From our research
See how New Jersey compares nationally: how much premiums increased for 2026 in every state and where New Jersey ranks on 2027 Marketplace premiums.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Find your best plan in New Jersey
New Jersey residents apply and get their tax credit through Get Covered New Jersey, the state's own Marketplace.
Go to Get Covered New Jersey