Best 2026 Health Insurance Plans in Indiana
Compare 80 ACA Marketplace plans from 5 insurers in Indiana. See premiums by metal tier and estimate your subsidy in under a minute.
In Indiana, 80 ACA Marketplace health insurance plans from 5 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $376/month, Silver plans at $440/month, Gold plans at $570/month, Platinum plans at $1036/month, and Catastrophic plans at $373/month. The lowest-priced plan overall is Anthem Catastrophic Essential (+ Incentives) from Anthem Blue Cross and Blue Shield at $373/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.
Lowest-cost plan by tier in Indiana
Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.
$373/mo
View plan$376/mo
View plan$391/mo
View plan$440/mo
View plan$570/mo
View plan$1036/mo
View planBrowse 2026 Indiana plans by metal tier
Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.
Insurers offering 2026 plans in Indiana
Indiana health insurance FAQ
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Find your best plan in Indiana
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