ConnectPlus $6500 HSA Eligible HDHP
Starting at
$432
/month before subsidy
ConnectPlus $6500 HSA Eligible HDHP is a 2026 Expanded_bronze PPO health insurance plan from Avera Health Plans, sold on the ACA Marketplace in Iowa under plan ID 74980IA0020029. The monthly premium starts at $432 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,500 ($13,000 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 74980IA0020029
- Plan year
- 2026
- State
- Iowa
- Metal level
- Expanded_bronze
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$6,500
Family: $13,000
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
50%
You pay after deductible
Network Type
PPO
IAN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$9,760
your estimated cost
- Deductible
- $6,500
- Copays
- $700
- Coinsurance
- $2,500
Managing type 2 diabetes
A year of routine care
$2,920
your estimated cost
- Deductible
- $800
- Copays
- $700
- Coinsurance
- $1,400
A simple fracture
ER visit + follow-up
$2,500
your estimated cost
- Deductible
- $1,300
- Copays
- $1,000
- Coinsurance
- $200
Enter your ZIP code first to search nearby doctors.
Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,315/month
Annual Premium
$5,184
OOP Maximum
$10,600
💡 What this means:
With a $6,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Avera Health Plans in Iowa
- ConnectPlus $10,600 HSA Eligible HDHPfrom $354/mo
- ConnectPlus $7500 HSA Eligible HDHPfrom $454/mo
- ConnectPlus Standard $7500 HSA Eligible HDHPfrom $417/mo
- ConnectPlus $0 Silverfrom $630/mo
- ConnectPlus $4500from $571/mo
- ConnectPlus MyWeighForward $6000from $575/mo
- ConnectPlus Standard $6000from $559/mo
- ConnectPlus $0 Goldfrom $612/mo
Frequently asked questions about ConnectPlus $6500 HSA Eligible HDHP
How much does ConnectPlus $6500 HSA Eligible HDHP cost per month?
ConnectPlus $6500 HSA Eligible HDHP from Avera Health Plans starts at $432 per month before any subsidy in Iowa. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for ConnectPlus $6500 HSA Eligible HDHP?
The individual medical deductible is $6,500, and the family deductible is $13,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for ConnectPlus $6500 HSA Eligible HDHP?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is ConnectPlus $6500 HSA Eligible HDHP HSA-eligible?
Yes. ConnectPlus $6500 HSA Eligible HDHP is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does ConnectPlus $6500 HSA Eligible HDHP use?
ConnectPlus $6500 HSA Eligible HDHP is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.