Best 2026 Health Insurance Plans in Maryland
Compare 47 ACA Marketplace plans from 6 insurers in Maryland. See premiums by metal tier and estimate your subsidy in under a minute.
In Maryland, 47 ACA Marketplace health insurance plans from 6 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $283/month, Silver plans at $403/month, Gold plans at $404/month, Platinum plans at $520/month, and Catastrophic plans at $189/month. The lowest-priced plan overall is BlueChoice HMO Young Adult 10600 Virtual Connect Plus from Issuer 28137 at $189/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.
Lowest-cost plan by tier in Maryland
Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.
$189/mo
View plan$283/mo
View plan$307/mo
View plan$403/mo
View plan$404/mo
View plan$520/mo
View planBrowse 2026 Maryland plans by metal tier
Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.
Insurers offering 2026 plans in Maryland
Maryland health insurance FAQ
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Find your best plan in Maryland
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