Hawaii Health Insurance Marketplace 2026
Compare 17 health insurance plans on the Hawaii Marketplace from 2 insurers. See premiums by metal tier and estimate your subsidy in under a minute.
In Hawaii, 17 ACA Marketplace health insurance plans from 2 insurers are available for 2026. For a 40-year-old before subsidies, Bronze plans start at $414/month, Silver plans at $533/month, Gold plans at $542/month, Platinum plans at $691/month, and Catastrophic plans at $297/month. The lowest-priced plan overall is HMSA Catastrophic Plan from HMSA at $297/month. Most enrollees qualify for a premium tax credit that lowers what they actually pay each month.
Lowest-cost plan by tier in Hawaii
Starting monthly premium for a 40-year-old, before any subsidy. Your price depends on age, income, and county.
$297/mo
View plan$414/mo
View plan$533/mo
View plan$542/mo
View plan$691/mo
View planBrowse 2026 Hawaii plans by metal tier
Pick a tier to see every on-exchange plan in it, with starting premiums for a 40-year-old before subsidy.
Insurers offering 2026 plans in Hawaii
Hawaii health insurance FAQ
From our research
See how Hawaii compares nationally: how much premiums increased for 2026 in every state and where Hawaii ranks on 2026 Marketplace premiums.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Find your best plan in Hawaii
Enter your ZIP, household, and income to see your real premiums after subsidy and compare every plan available where you live.
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