Molina Silver Access Plus with Adult Vision
Starting at
$715
/month before subsidy
Molina Silver Access Plus with Adult Vision is a 2026 Silver HMO health insurance plan from Molina Healthcare, sold on the ACA Marketplace in Florida under plan ID 54172FL0080001. The monthly premium starts at $715 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $5,750 ($11,500 for a family), and the individual out-of-pocket maximum is $9,050 ($18,100 for a family). After the deductible, coinsurance is 35% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 54172FL0080001
- Plan year
- 2026
- State
- Florida
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$5,750
Family: $11,500
Out-of-Pocket Max
$9,050
Family: $18,100
Coinsurance
35%
You pay after deductible
Network Type
HMO
FLN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,450
your estimated cost
- Deductible
- $5,750
- Copays
- $800
- Coinsurance
- $1,900
Managing type 2 diabetes
A year of routine care
$4,500
your estimated cost
- Deductible
- $3,900
- Copays
- $600
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,000
your estimated cost
- Deductible
- $1,600
- Copays
- $400
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,469/month
Annual Premium
$8,580
OOP Maximum
$9,050
💡 What this means:
With a $5,750 deductible, you pay 100% of costs until you've spent that much. After that, you pay 35% (coinsurance) until you hit $9,050 total. Then insurance covers everything else for the year.
More plans from Molina Healthcare in Florida
- Molina Bronze Enhanced 3500from $539/mo
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Visionfrom $556/mo
- Molina Bronze Enhanced 3500 Plus with Adult Visionfrom $543/mo
- Molina Bronze Premier with $0 Medical Deductiblefrom $590/mo
- Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Visionfrom $607/mo
- Molina Bronze Premier with $0 Medical Deductible Plus with Adult Visionfrom $593/mo
- Molina Bronze Standardfrom $526/mo
- Molina Silver Accessfrom $711/mo
Frequently asked questions about Molina Silver Access Plus with Adult Vision
How much does Molina Silver Access Plus with Adult Vision cost per month?
Molina Silver Access Plus with Adult Vision from Molina Healthcare starts at $715 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Molina Silver Access Plus with Adult Vision?
The individual medical deductible is $5,750, and the family deductible is $11,500. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Molina Silver Access Plus with Adult Vision?
The most you would pay in a year for covered in-network care is $9,050 for an individual and $18,100 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Molina Silver Access Plus with Adult Vision HSA-eligible?
No. Molina Silver Access Plus with Adult Vision is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Molina Silver Access Plus with Adult Vision use?
Molina Silver Access Plus with Adult Vision is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.