Molina Bronze Enhanced 3500
Starting at
$539
/month before subsidy
Molina Bronze Enhanced 3500 is a 2026 Expanded_bronze HMO health insurance plan from Molina Healthcare, sold on the ACA Marketplace in Florida under plan ID 54172FL0010013. The monthly premium starts at $539 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,500 ($7,000 for a family), and the individual out-of-pocket maximum is $9,950 ($19,900 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 54172FL0010013
- Plan year
- 2026
- State
- Florida
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$3,500
Family: $7,000
Out-of-Pocket Max
$9,950
Family: $19,900
Coinsurance
50%
You pay after deductible
Network Type
HMO
FLN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,070
your estimated cost
- Deductible
- $3,500
- Copays
- $70
- Coinsurance
- $4,500
Managing type 2 diabetes
A year of routine care
$4,390
your estimated cost
- Deductible
- $3,500
- Copays
- $800
- Coinsurance
- $90
A simple fracture
ER visit + follow-up
$2,410
your estimated cost
- Deductible
- $2,400
- Copays
- $10
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,368/month
Annual Premium
$6,468
OOP Maximum
$9,950
💡 What this means:
With a $3,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $9,950 total. Then insurance covers everything else for the year.
More plans from Molina Healthcare in Florida
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Visionfrom $556/mo
- Molina Bronze Enhanced 3500 Plus with Adult Visionfrom $543/mo
- Molina Bronze Premier with $0 Medical Deductiblefrom $590/mo
- Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Visionfrom $607/mo
- Molina Bronze Premier with $0 Medical Deductible Plus with Adult Visionfrom $593/mo
- Molina Bronze Standardfrom $526/mo
- Molina Silver Accessfrom $711/mo
- Molina Silver Access Plus with Adult Dental and Visionfrom $729/mo
Frequently asked questions about Molina Bronze Enhanced 3500
How much does Molina Bronze Enhanced 3500 cost per month?
Molina Bronze Enhanced 3500 from Molina Healthcare starts at $539 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Molina Bronze Enhanced 3500?
The individual medical deductible is $3,500, and the family deductible is $7,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Molina Bronze Enhanced 3500?
The most you would pay in a year for covered in-network care is $9,950 for an individual and $19,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Molina Bronze Enhanced 3500 HSA-eligible?
Yes. Molina Bronze Enhanced 3500 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Molina Bronze Enhanced 3500 use?
Molina Bronze Enhanced 3500 is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.