PacificSource Oregon Standard Gold Plan Core
Starting at
$707
/month before subsidy
PacificSource Oregon Standard Gold Plan Core is a 2026 Gold EPO health insurance plan from PacificSource Health Plans, sold on the ACA Marketplace in Oregon under plan ID 10091OR0770007. The monthly premium starts at $707 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,800 ($3,600 for a family), and the individual out-of-pocket maximum is $8,150 ($16,300 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 10091OR0770007
- Plan year
- 2026
- State
- Oregon
- Metal level
- Gold
- Plan type
- EPO
- HSA-eligible
- No
Individual Deductible
$1,800
Family: $3,600
Out-of-Pocket Max
$8,150
Family: $16,300
Coinsurance
20%
You pay after deductible
Network Type
EPO
ORN004
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$4,070
your estimated cost
- Deductible
- $1,800
- Copays
- $10
- Coinsurance
- $2,200
Managing type 2 diabetes
A year of routine care
$1,620
your estimated cost
- Deductible
- $900
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,060
your estimated cost
- Deductible
- $1,800
- Copays
- $200
- Coinsurance
- $60
Enter your ZIP code first to search nearby doctors.
This Gold EPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,386/month
Annual Premium
$8,484
OOP Maximum
$8,150
💡 What this means:
With a $1,800 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $8,150 total. Then insurance covers everything else for the year.
More plans from PacificSource Health Plans in Oregon
Frequently asked questions about PacificSource Oregon Standard Gold Plan Core
How much does PacificSource Oregon Standard Gold Plan Core cost per month?
PacificSource Oregon Standard Gold Plan Core from PacificSource Health Plans starts at $707 per month before any subsidy in Oregon. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for PacificSource Oregon Standard Gold Plan Core?
The individual medical deductible is $1,800, and the family deductible is $3,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for PacificSource Oregon Standard Gold Plan Core?
The most you would pay in a year for covered in-network care is $8,150 for an individual and $16,300 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is PacificSource Oregon Standard Gold Plan Core HSA-eligible?
No. PacificSource Oregon Standard Gold Plan Core is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does PacificSource Oregon Standard Gold Plan Core use?
PacificSource Oregon Standard Gold Plan Core is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.