PacificSource Oregon Standard Silver Plan Core
Starting at
$593
/month before subsidy
PacificSource Oregon Standard Silver Plan Core is a 2026 Silver EPO health insurance plan from PacificSource Health Plans, sold on the ACA Marketplace in Oregon under plan ID 10091OR0770006. The monthly premium starts at $593 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,100 ($12,200 for a family), and the individual out-of-pocket maximum is $9,200 ($18,400 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 10091OR0770006
- Plan year
- 2026
- State
- Oregon
- Metal level
- Silver
- Plan type
- EPO
- HSA-eligible
- No
Individual Deductible
$6,100
Family: $12,200
Out-of-Pocket Max
$9,200
Family: $18,400
Coinsurance
30%
You pay after deductible
Network Type
EPO
ORN004
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$8,070
your estimated cost
- Deductible
- $6,100
- Copays
- $10
- Coinsurance
- $1,900
Managing type 2 diabetes
A year of routine care
$1,920
your estimated cost
- Deductible
- $900
- Copays
- $1,000
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,500
your estimated cost
- Deductible
- $2,100
- Copays
- $400
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver EPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,360/month
Annual Premium
$7,116
OOP Maximum
$9,200
💡 What this means:
With a $6,100 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $9,200 total. Then insurance covers everything else for the year.
More plans from PacificSource Health Plans in Oregon
Frequently asked questions about PacificSource Oregon Standard Silver Plan Core
How much does PacificSource Oregon Standard Silver Plan Core cost per month?
PacificSource Oregon Standard Silver Plan Core from PacificSource Health Plans starts at $593 per month before any subsidy in Oregon. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for PacificSource Oregon Standard Silver Plan Core?
The individual medical deductible is $6,100, and the family deductible is $12,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for PacificSource Oregon Standard Silver Plan Core?
The most you would pay in a year for covered in-network care is $9,200 for an individual and $18,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is PacificSource Oregon Standard Silver Plan Core HSA-eligible?
No. PacificSource Oregon Standard Silver Plan Core is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does PacificSource Oregon Standard Silver Plan Core use?
PacificSource Oregon Standard Silver Plan Core is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.