Gold Health Insurance Plans in Texas (2026)

Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 277 gold plans from 15 insurers in Texas, starting around $467/month before subsidy for a 40-year-old.

Gold plans in Texas

Premiums shown are starting prices for a 40-year-old before subsidy.

Blue Cross and Blue Shield of Texas

Community Health Choice

Oscar Insurance Company

UnitedHealthcare

Other metal tiers in Texas

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