Molina Gold Saver 750 Plus with Adult Dental and Vision
Starting at
$609
/month before subsidy
Molina Gold Saver 750 Plus with Adult Dental and Vision is a 2026 Gold HMO health insurance plan from Molina Healthcare, sold on the ACA Marketplace in Texas under plan ID 45786TX0060003. The monthly premium starts at $609 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $750 ($1,500 for a family), and the individual out-of-pocket maximum is $9,400 ($18,800 for a family). After the deductible, coinsurance is 45% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 45786TX0060003
- Plan year
- 2026
- State
- Texas
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$750
Family: $1,500
Out-of-Pocket Max
$9,400
Family: $18,800
Coinsurance
45%
You pay after deductible
Network Type
HMO
TXN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,392/month
Annual Premium
$7,308
OOP Maximum
$9,400
💡 What this means:
With a $750 deductible, you pay 100% of costs until you've spent that much. After that, you pay 45% (coinsurance) until you hit $9,400 total. Then insurance covers everything else for the year.
More plans from Molina Healthcare in Texas
- Molina Silver Corefrom $695/mo
- Molina Silver Core Plus with Adult Dental and Visionfrom $714/mo
- Molina Silver Core Plus with Adult Visionfrom $700/mo
- Molina Silver Saver with Four Free PCP Visitsfrom $688/mo
- Molina Silver Standardfrom $696/mo
- Molina Gold Core 1640from $591/mo
- Molina Gold Core 1640 Plus with Adult Dental and Visionfrom $609/mo
- Molina Gold Core 1640 Plus with Adult Visionfrom $595/mo
Frequently asked questions about Molina Gold Saver 750 Plus with Adult Dental and Vision
How much does Molina Gold Saver 750 Plus with Adult Dental and Vision cost per month?
Molina Gold Saver 750 Plus with Adult Dental and Vision from Molina Healthcare starts at $609 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Molina Gold Saver 750 Plus with Adult Dental and Vision?
The individual medical deductible is $750, and the family deductible is $1,500. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Molina Gold Saver 750 Plus with Adult Dental and Vision?
The most you would pay in a year for covered in-network care is $9,400 for an individual and $18,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Molina Gold Saver 750 Plus with Adult Dental and Vision HSA-eligible?
No. Molina Gold Saver 750 Plus with Adult Dental and Vision is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Molina Gold Saver 750 Plus with Adult Dental and Vision use?
Molina Gold Saver 750 Plus with Adult Dental and Vision is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.