Blue Advantage Plus Gold℠ 803
Starting at
$860
/month before subsidy
Blue Advantage Plus Gold℠ 803 is a 2026 Gold POS health insurance plan from Blue Cross and Blue Shield of Texas, sold on the ACA Marketplace in Texas under plan ID 33602TX0870296. The monthly premium starts at $860 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,400 ($4,800 for a family), and the individual out-of-pocket maximum is $10,400 ($20,800 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 33602TX0870296
- Plan year
- 2026
- State
- Texas
- Metal level
- Gold
- Plan type
- POS
- HSA-eligible
- No
Individual Deductible
$2,400
Family: $4,800
Out-of-Pocket Max
$10,400
Family: $20,800
Coinsurance
30%
You pay after deductible
Network Type
POS
TXN009
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$6,060
your estimated cost
- Deductible
- $2,400
- Copays
- $1,000
- Coinsurance
- $2,600
Managing type 2 diabetes
A year of routine care
$1,320
your estimated cost
- Deductible
- $900
- Copays
- $400
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,600
your estimated cost
- Deductible
- $2,100
- Copays
- $500
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Gold POS plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,727/month
Annual Premium
$10,320
OOP Maximum
$10,400
💡 What this means:
With a $2,400 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $10,400 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Texas in Texas
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Frequently asked questions about Blue Advantage Plus Gold℠ 803
How much does Blue Advantage Plus Gold℠ 803 cost per month?
Blue Advantage Plus Gold℠ 803 from Blue Cross and Blue Shield of Texas starts at $860 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Advantage Plus Gold℠ 803?
The individual medical deductible is $2,400, and the family deductible is $4,800. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Advantage Plus Gold℠ 803?
The most you would pay in a year for covered in-network care is $10,400 for an individual and $20,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Advantage Plus Gold℠ 803 HSA-eligible?
No. Blue Advantage Plus Gold℠ 803 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Blue Advantage Plus Gold℠ 803 use?
Blue Advantage Plus Gold℠ 803 is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.