Connect Bronze 3800 Indiv Med Deductible
Starting at
$452
/month before subsidy
Connect Bronze 3800 Indiv Med Deductible is a 2026 Expanded_bronze EPO health insurance plan from Cigna Healthcare, sold on the ACA Marketplace in Indiana under plan ID 94419IN0010004. The monthly premium starts at $452 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,800 ($7,600 for a family), and the individual out-of-pocket maximum is $9,950 ($19,900 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 94419IN0010004
- Plan year
- 2026
- State
- Indiana
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$3,800
Family: $7,600
Out-of-Pocket Max
$9,950
Family: $19,900
Coinsurance
50%
You pay after deductible
Network Type
EPO
INN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,270
your estimated cost
- Deductible
- $3,800
- Copays
- $10
- Coinsurance
- $4,400
Managing type 2 diabetes
A year of routine care
$1,720
your estimated cost
- Deductible
- $900
- Copays
- $800
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,400
your estimated cost
- Deductible
- $2,100
- Copays
- $300
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,281/month
Annual Premium
$5,424
OOP Maximum
$9,950
💡 What this means:
With a $3,800 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $9,950 total. Then insurance covers everything else for the year.
More plans from Cigna Healthcare in Indiana
- Connect Bronze 7900 Indiv Med Deductiblefrom $439/mo
- Connect Bronze CMS Standardfrom $445/mo
- Connect Bronze SW 4500 Indiv Med Deductiblefrom $410/mo
- Connect Bronze SW 7400 Indiv Med Deductiblefrom $411/mo
- Connect Bronze SW CMS Standardfrom $407/mo
- Connect myDiabetesCare Bronzefrom $448/mo
- Connect myDiabetesCare Bronze SWfrom $410/mo
- Connect Silver 3000 Indiv Med Deductiblefrom $600/mo
Frequently asked questions about Connect Bronze 3800 Indiv Med Deductible
How much does Connect Bronze 3800 Indiv Med Deductible cost per month?
Connect Bronze 3800 Indiv Med Deductible from Cigna Healthcare starts at $452 per month before any subsidy in Indiana. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Connect Bronze 3800 Indiv Med Deductible?
The individual medical deductible is $3,800, and the family deductible is $7,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Connect Bronze 3800 Indiv Med Deductible?
The most you would pay in a year for covered in-network care is $9,950 for an individual and $19,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Connect Bronze 3800 Indiv Med Deductible HSA-eligible?
Yes. Connect Bronze 3800 Indiv Med Deductible is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Connect Bronze 3800 Indiv Med Deductible use?
Connect Bronze 3800 Indiv Med Deductible is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.