Bronze Simple
Starting at
$431
/month before subsidy
Bronze Simple is a 2026 Expanded_bronze PPO health insurance plan from Oscar Insurance Company, sold on the ACA Marketplace in Oklahoma under plan ID 91908OK0010068. The monthly premium starts at $431 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,000 ($18,000 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 91908OK0010068
- Plan year
- 2026
- State
- Oklahoma
- Metal level
- Expanded_bronze
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$9,000
Family: $18,000
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
40%
You pay after deductible
Network Type
PPO
OKN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$9,900
your estimated cost
- Deductible
- $9,000
- Copays
- $0
- Coinsurance
- $900
Managing type 2 diabetes
A year of routine care
$5,180
your estimated cost
- Deductible
- $5,100
- Copays
- $80
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,314/month
Annual Premium
$5,172
OOP Maximum
$10,600
💡 What this means:
With a $9,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Oscar Insurance Company in Oklahoma
- Bronze Classic Standardfrom $450/mo
- Bronze Elite + PCP Saver Plusfrom $499/mo
- Bronze Simple Breathe Easy with Enhanced COPD Benefitsfrom $462/mo
- Bronze Simple Chronic Care CKMfrom $468/mo
- Bronze Simple Diabetesfrom $459/mo
- Silver Classic Standardfrom $564/mo
- Silver Elite Saver Plusfrom $583/mo
- Silver Simple Breathe Easy with Enhanced COPD Benefitsfrom $570/mo
Frequently asked questions about Bronze Simple
How much does Bronze Simple cost per month?
Bronze Simple from Oscar Insurance Company starts at $431 per month before any subsidy in Oklahoma. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Bronze Simple?
The individual medical deductible is $9,000, and the family deductible is $18,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Bronze Simple?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Bronze Simple HSA-eligible?
Yes. Bronze Simple is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Bronze Simple use?
Bronze Simple is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.