MyBlue Gold HMO℠ 804
Starting at
$624
/month before subsidy
MyBlue Gold HMO℠ 804 is a 2026 Gold HMO health insurance plan from Blue Cross and Blue Shield of Oklahoma, sold on the ACA Marketplace in Oklahoma under plan ID 87571OK0510103. The monthly premium starts at $624 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,000 ($2,000 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 87571OK0510103
- Plan year
- 2026
- State
- Oklahoma
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$1,000
Family: $2,000
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
30%
You pay after deductible
Network Type
HMO
OKN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,360
your estimated cost
- Deductible
- $1,000
- Copays
- $0
- Coinsurance
- $3,300
Managing type 2 diabetes
A year of routine care
$1,480
your estimated cost
- Deductible
- $1,000
- Copays
- $400
- Coinsurance
- $60
A simple fracture
ER visit + follow-up
$1,800
your estimated cost
- Deductible
- $1,000
- Copays
- $400
- Coinsurance
- $400
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,507/month
Annual Premium
$7,488
OOP Maximum
$10,600
💡 What this means:
With a $1,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Oklahoma in Oklahoma
- Blue Preferred Security PPO℠ 200from $598/mo
- Blue Preferred Security PPO℠ 200from $885/mo
- Blue Preferred Security PPO℠ 200from $913/mo
- Blue Preferred Security PPO℠ 200from $855/mo
- Blue Preferred Security PPO℠ 200from $822/mo
- Blue Advantage Bronze PPO℠ 202from $579/mo
- Blue Advantage Bronze PPO℠ 202from $585/mo
- Blue Advantage Bronze PPO℠ 202from $610/mo
Frequently asked questions about MyBlue Gold HMO℠ 804
How much does MyBlue Gold HMO℠ 804 cost per month?
MyBlue Gold HMO℠ 804 from Blue Cross and Blue Shield of Oklahoma starts at $624 per month before any subsidy in Oklahoma. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for MyBlue Gold HMO℠ 804?
The individual medical deductible is $1,000, and the family deductible is $2,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for MyBlue Gold HMO℠ 804?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is MyBlue Gold HMO℠ 804 HSA-eligible?
No. MyBlue Gold HMO℠ 804 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does MyBlue Gold HMO℠ 804 use?
MyBlue Gold HMO℠ 804 is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.