Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
Starting at
$835
/month before subsidy
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness is a 2026 Gold HMO health insurance plan from CareSource, sold on the ACA Marketplace in Ohio under plan ID 77552OH0020202. The monthly premium starts at $835 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,000 ($4,000 for a family), and the individual out-of-pocket maximum is $8,200 ($16,400 for a family). After the deductible, coinsurance is 25% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 77552OH0020202
- Plan year
- 2026
- State
- Ohio
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$2,000
Family: $4,000
Out-of-Pocket Max
$8,200
Family: $16,400
Coinsurance
25%
You pay after deductible
Network Type
HMO
OHN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$3,770
your estimated cost
- Deductible
- $2,000
- Copays
- $70
- Coinsurance
- $1,700
Managing type 2 diabetes
A year of routine care
$1,400
your estimated cost
- Deductible
- $200
- Copays
- $1,200
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,290
your estimated cost
- Deductible
- $2,000
- Copays
- $200
- Coinsurance
- $90
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,518/month
Annual Premium
$10,020
OOP Maximum
$8,200
💡 What this means:
With a $2,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 25% (coinsurance) until you hit $8,200 total. Then insurance covers everything else for the year.
More plans from CareSource in Ohio
- Bronze 7500 $25 Generic Drugsfrom $455/mo
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitnessfrom $459/mo
- Low Premium Bronze 10600 $25 Generic Drugsfrom $442/mo
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitnessfrom $446/mo
- Diabetes Silver 5000 $0 Chronic Care Drugs & Servicesfrom $556/mo
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitnessfrom $559/mo
- HDHP Preventive Silver 5500 $0 Chronic Care Drugsfrom $641/mo
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Servicesfrom $554/mo
Frequently asked questions about Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
How much does Gold 2000 $15 Generic Drugs + Adult Vision & Fitness cost per month?
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness from CareSource starts at $835 per month before any subsidy in Ohio. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Gold 2000 $15 Generic Drugs + Adult Vision & Fitness?
The individual medical deductible is $2,000, and the family deductible is $4,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Gold 2000 $15 Generic Drugs + Adult Vision & Fitness?
The most you would pay in a year for covered in-network care is $8,200 for an individual and $16,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Gold 2000 $15 Generic Drugs + Adult Vision & Fitness HSA-eligible?
No. Gold 2000 $15 Generic Drugs + Adult Vision & Fitness is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Gold 2000 $15 Generic Drugs + Adult Vision & Fitness use?
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.