Connect Gold 1400 Indiv Med Deductible
Starting at
$781
/month before subsidy
Connect Gold 1400 Indiv Med Deductible is a 2026 Gold HMO health insurance plan from Cigna Healthcare, sold on the ACA Marketplace in Texas under plan ID 76589TX0010050. The monthly premium starts at $781 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,400 ($2,800 for a family), and the individual out-of-pocket maximum is $9,125 ($18,250 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 76589TX0010050
- Plan year
- 2026
- State
- Texas
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$1,400
Family: $2,800
Out-of-Pocket Max
$9,125
Family: $18,250
Coinsurance
30%
You pay after deductible
Network Type
HMO
TXN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,960
your estimated cost
- Deductible
- $1,400
- Copays
- $500
- Coinsurance
- $3,000
Managing type 2 diabetes
A year of routine care
$1,620
your estimated cost
- Deductible
- $800
- Copays
- $800
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$1,700
your estimated cost
- Deductible
- $1,400
- Copays
- $100
- Coinsurance
- $200
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,541/month
Annual Premium
$9,372
OOP Maximum
$9,125
💡 What this means:
With a $1,400 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $9,125 total. Then insurance covers everything else for the year.
More plans from Cigna Healthcare in Texas
- Connect Bronze 5750 Indiv Med Deductiblefrom $629/mo
- Connect Bronze 8500 Indiv Med Deductiblefrom $624/mo
- Connect Bronze CMS Standardfrom $636/mo
- Connect Bronze DFW 6000 Indiv Med Deductiblefrom $639/mo
- Connect Bronze DFW 8500 Indiv Med Deductiblefrom $635/mo
- Connect Bronze DFW CMS Standardfrom $648/mo
- Connect myDiabetesCare Bronzefrom $632/mo
- Connect myDiabetesCare Bronze DFWfrom $644/mo
Frequently asked questions about Connect Gold 1400 Indiv Med Deductible
How much does Connect Gold 1400 Indiv Med Deductible cost per month?
Connect Gold 1400 Indiv Med Deductible from Cigna Healthcare starts at $781 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Connect Gold 1400 Indiv Med Deductible?
The individual medical deductible is $1,400, and the family deductible is $2,800. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Connect Gold 1400 Indiv Med Deductible?
The most you would pay in a year for covered in-network care is $9,125 for an individual and $18,250 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Connect Gold 1400 Indiv Med Deductible HSA-eligible?
No. Connect Gold 1400 Indiv Med Deductible is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Connect Gold 1400 Indiv Med Deductible use?
Connect Gold 1400 Indiv Med Deductible is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.