Expanded_bronzeHMOHSA Eligible

Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE

Paramount

Starting at

$501

/month before subsidy

Key facts

Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE is a 2026 Expanded_bronze HMO health insurance plan from Paramount, sold on the ACA Marketplace in Ohio under plan ID 74313OH0210049. The monthly premium starts at $501 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $10,600 ($21,200 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
74313OH0210049
Plan year
2026
State
Ohio
Metal level
Expanded_bronze
Plan type
HMO
HSA-eligible
Yes

Individual Deductible

$10,600

Family: $21,200

Out-of-Pocket Max

$10,600

Family: $21,200

Coinsurance

0%

You pay after deductible

Network Type

HMO

OHN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care VisitNo Charge after deductible
Specialist VisitNo Charge after deductible
Urgent Care0.00% Coinsurance after deductible
Emergency RoomNo Charge after deductible

Prescription Drugs

Generic DrugsNo Charge after deductible
Brand Name DrugsNo Charge after deductible
Specialty DrugsNo Charge after deductible
CMS Quality Rating
The federal government's star rating for this plan, based on clinical data and member surveys — the same rating shown on HealthCare.gov.
4.0overall
Medical care

How well doctors manage and coordinate care

Member experience

Member-survey satisfaction with the plan

Plan administration

Customer service, billing, and access to information

What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$10,060

your estimated cost

Deductible
$10,000
Copays
$0
Coinsurance
$0

Managing type 2 diabetes

A year of routine care

$5,320

your estimated cost

Deductible
$5,300
Copays
$0
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,800

your estimated cost

Deductible
$2,800
Copays
$0
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
Check a medication
Check a doctor

Enter your ZIP code first to search nearby doctors.

Official Plan Documents
Published by Paramount. These are the authoritative source for coverage details.
Who This Plan Is Best For

Review the plan details above to determine if this plan fits your healthcare needs and budget.

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,384/month

Annual Premium

$6,012

OOP Maximum

$10,600

💡 What this means:

With a $10,600 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.

More plans from Paramount in Ohio

View all Marketplace plans in Ohio

Frequently asked questions about Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE

How much does Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE cost per month?

Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE from Paramount starts at $501 per month before any subsidy in Ohio. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE?

The individual medical deductible is $10,600, and the family deductible is $21,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE?

The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE HSA-eligible?

Yes. Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE use?

Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.