Connect myDiabetesCare Bronze
Starting at
$556
/month before subsidy
Connect myDiabetesCare Bronze is a 2026 Expanded_bronze HMO health insurance plan from Cigna Healthcare, sold on the ACA Marketplace in North Carolina under plan ID 73943NC0070051. The monthly premium starts at $556 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,000 ($12,000 for a family), and the individual out-of-pocket maximum is $9,900 ($19,800 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 73943NC0070051
- Plan year
- 2026
- State
- North Carolina
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$6,000
Family: $12,000
Out-of-Pocket Max
$9,900
Family: $19,800
Coinsurance
40%
You pay after deductible
Network Type
HMO
NCN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,670
your estimated cost
- Deductible
- $6,000
- Copays
- $10
- Coinsurance
- $2,600
Managing type 2 diabetes
A year of routine care
$1,620
your estimated cost
- Deductible
- $900
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,400
your estimated cost
- Deductible
- $2,100
- Copays
- $300
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,381/month
Annual Premium
$6,672
OOP Maximum
$9,900
💡 What this means:
With a $6,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $9,900 total. Then insurance covers everything else for the year.
More plans from Cigna Healthcare in North Carolina
- Connect Bronze 5500 Indiv Med Deductiblefrom $548/mo
- Connect Bronze 6500 Indiv Med Deductiblefrom $551/mo
- Connect Bronze CMS Standardfrom $548/mo
- Connect Bronze RD 5000 Indiv Med Deductiblefrom $722/mo
- Connect Bronze RD 6000 Indiv Med Deductiblefrom $708/mo
- Connect Bronze RD CMS Standardfrom $710/mo
- Connect myDiabetesCare Silverfrom $691/mo
- Connect Silver 3600 Indiv Med Deductiblefrom $683/mo
Frequently asked questions about Connect myDiabetesCare Bronze
How much does Connect myDiabetesCare Bronze cost per month?
Connect myDiabetesCare Bronze from Cigna Healthcare starts at $556 per month before any subsidy in North Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Connect myDiabetesCare Bronze?
The individual medical deductible is $6,000, and the family deductible is $12,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Connect myDiabetesCare Bronze?
The most you would pay in a year for covered in-network care is $9,900 for an individual and $19,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Connect myDiabetesCare Bronze HSA-eligible?
Yes. Connect myDiabetesCare Bronze is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Connect myDiabetesCare Bronze use?
Connect myDiabetesCare Bronze is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.