Providence Oregon Standard Gold Plan - Choice Network
Starting at
$680
/month before subsidy
Providence Oregon Standard Gold Plan - Choice Network is a 2026 Gold EPO health insurance plan from Providence Health Plan, sold on the ACA Marketplace in Oregon under plan ID 56707OR1320004. The monthly premium starts at $680 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,800 ($3,600 for a family), and the individual out-of-pocket maximum is $8,150 ($16,300 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 56707OR1320004
- Plan year
- 2026
- State
- Oregon
- Metal level
- Gold
- Plan type
- EPO
- HSA-eligible
- No
Individual Deductible
$1,800
Family: $3,600
Out-of-Pocket Max
$8,150
Family: $16,300
Coinsurance
20%
You pay after deductible
Network Type
EPO
ORN003
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,070
your estimated cost
- Deductible
- $1,800
- Copays
- $10
- Coinsurance
- $2,200
Managing type 2 diabetes
A year of routine care
$1,720
your estimated cost
- Deductible
- $900
- Copays
- $800
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$1,800
your estimated cost
- Deductible
- $1,500
- Copays
- $200
- Coinsurance
- $100
Enter your ZIP code first to search nearby doctors.
This Gold EPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,359/month
Annual Premium
$8,160
OOP Maximum
$8,150
💡 What this means:
With a $1,800 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $8,150 total. Then insurance covers everything else for the year.
More plans from Providence Health Plan in Oregon
- Connect 9800 Bronzefrom $426/mo
- HSA Qualified 7500 Bronze - Choice Networkfrom $466/mo
- HSA-E Qualified 7500 Bronze - Signature Networkfrom $498/mo
- Providence Oregon Standard Bronze Plan - Choice Networkfrom $500/mo
- Providence Oregon Standard Bronze Plan - Signature Networkfrom $535/mo
- Connect 6000 Silverfrom $505/mo
- Providence Oregon Standard Silver Plan - Choice Networkfrom $585/mo
- Providence Oregon Standard Silver Plan - Signature Networkfrom $626/mo
Frequently asked questions about Providence Oregon Standard Gold Plan - Choice Network
How much does Providence Oregon Standard Gold Plan - Choice Network cost per month?
Providence Oregon Standard Gold Plan - Choice Network from Providence Health Plan starts at $680 per month before any subsidy in Oregon. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Providence Oregon Standard Gold Plan - Choice Network?
The individual medical deductible is $1,800, and the family deductible is $3,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Providence Oregon Standard Gold Plan - Choice Network?
The most you would pay in a year for covered in-network care is $8,150 for an individual and $16,300 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Providence Oregon Standard Gold Plan - Choice Network HSA-eligible?
No. Providence Oregon Standard Gold Plan - Choice Network is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Providence Oregon Standard Gold Plan - Choice Network use?
Providence Oregon Standard Gold Plan - Choice Network is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.