Gym Access IND Bronze POS OA 1211
Starting at
$605
/month before subsidy
Gym Access IND Bronze POS OA 1211 is a 2026 Expanded_bronze POS health insurance plan from Florida Health Care Plans, sold on the ACA Marketplace in Florida under plan ID 56503FL3340001. The monthly premium starts at $605 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $10,150 ($20,300 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 56503FL3340001
- Plan year
- 2026
- State
- Florida
- Metal level
- Expanded_bronze
- Plan type
- POS
- HSA-eligible
- Yes
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$10,150
Family: $20,300
Coinsurance
50%
You pay after deductible
Network Type
POS
FLN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$3,960
your estimated cost
- Deductible
- $0
- Copays
- $3,900
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$4,220
your estimated cost
- Deductible
- $0
- Copays
- $4,200
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$1,700
your estimated cost
- Deductible
- $0
- Copays
- $1,100
- Coinsurance
- $600
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,451/month
Annual Premium
$7,260
OOP Maximum
$10,150
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,150 total. Then insurance covers everything else for the year.
More plans from Florida Health Care Plans in Florida
- Gym Access IND Bronze HMO 1340from $427/mo
- Gym Access IND Bronze HMO OA 1211from $526/mo
- Gym Access IND Bronze HMO OA Standard 2450from $467/mo
- Gym Access IND Bronze POS 1042from $558/mo
- Gym Access IND Bronze POS BC 3841from $564/mo
- Gym Access IND Bronze POS OA Standard 2450from $537/mo
- Gym Access IND Bronze Standardized HMOfrom $485/mo
- Gym Access IND Silver HMO BC 0941from $639/mo
Frequently asked questions about Gym Access IND Bronze POS OA 1211
How much does Gym Access IND Bronze POS OA 1211 cost per month?
Gym Access IND Bronze POS OA 1211 from Florida Health Care Plans starts at $605 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Gym Access IND Bronze POS OA 1211?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Gym Access IND Bronze POS OA 1211?
The most you would pay in a year for covered in-network care is $10,150 for an individual and $20,300 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Gym Access IND Bronze POS OA 1211 HSA-eligible?
Yes. Gym Access IND Bronze POS OA 1211 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Gym Access IND Bronze POS OA 1211 use?
Gym Access IND Bronze POS OA 1211 is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.