AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
Starting at
$1059
/month before subsidy
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) is a 2026 Silver HMO health insurance plan from Blue Cross Blue Shield of Arizona, sold on the ACA Marketplace in Arizona under plan ID 53901AZ1420057. The monthly premium starts at $1,059 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $9,200 ($18,400 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 53901AZ1420057
- Plan year
- 2026
- State
- Arizona
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$9,200
Family: $18,400
Coinsurance
40%
You pay after deductible
Network Type
HMO
AZN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,620
your estimated cost
- Deductible
- $7,500
- Copays
- $90
- Coinsurance
- $980
Managing type 2 diabetes
A year of routine care
$1,190
your estimated cost
- Deductible
- $330
- Copays
- $840
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,460
your estimated cost
- Deductible
- $2,300
- Copays
- $160
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,826/month
Annual Premium
$12,708
OOP Maximum
$9,200
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $9,200 total. Then insurance covers everything else for the year.
More plans from Blue Cross Blue Shield of Arizona in Arizona
- AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)from $568/mo
- AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)from $568/mo
- AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)from $511/mo
- AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)from $432/mo
- AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)from $472/mo
- AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)from $791/mo
- AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)from $791/mo
- AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)from $749/mo
Frequently asked questions about AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
How much does AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) cost per month?
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) from Blue Cross Blue Shield of Arizona starts at $1,059 per month before any subsidy in Arizona. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)?
The most you would pay in a year for covered in-network care is $9,200 for an individual and $18,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) HSA-eligible?
No. AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) use?
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.