UHC Bronze Value HSA (No Referrals)
Starting at
$875
/month before subsidy
UHC Bronze Value HSA (No Referrals) is a 2026 Expanded_bronze EPO health insurance plan from UnitedHealthcare, sold on the ACA Marketplace in Wyoming under plan ID 49714WY0200001. The monthly premium starts at $875 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,000 ($14,000 for a family), and the individual out-of-pocket maximum is $8,300 ($16,600 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 49714WY0200001
- Plan year
- 2026
- State
- Wyoming
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$7,000
Family: $14,000
Out-of-Pocket Max
$8,300
Family: $16,600
Coinsurance
40%
You pay after deductible
Network Type
EPO
WYN011
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$8,360
your estimated cost
- Deductible
- $7,000
- Copays
- $0
- Coinsurance
- $1,300
Managing type 2 diabetes
A year of routine care
$1,100
your estimated cost
- Deductible
- $1,100
- Copays
- $0
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,567/month
Annual Premium
$10,500
OOP Maximum
$8,300
💡 What this means:
With a $7,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $8,300 total. Then insurance covers everything else for the year.
More plans from UnitedHealthcare in Wyoming
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)from $894/mo
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)from $912/mo
- UHC Bronze Standard (No Referrals)from $868/mo
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)from $1138/mo
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)from $1156/mo
- UHC Silver Standard (No Referrals)from $1128/mo
- UHC Silver Value ($0 Virtual Urgent Care, No Referrals)from $1137/mo
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)from $1098/mo
Frequently asked questions about UHC Bronze Value HSA (No Referrals)
How much does UHC Bronze Value HSA (No Referrals) cost per month?
UHC Bronze Value HSA (No Referrals) from UnitedHealthcare starts at $875 per month before any subsidy in Wyoming. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for UHC Bronze Value HSA (No Referrals)?
The individual medical deductible is $7,000, and the family deductible is $14,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for UHC Bronze Value HSA (No Referrals)?
The most you would pay in a year for covered in-network care is $8,300 for an individual and $16,600 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is UHC Bronze Value HSA (No Referrals) HSA-eligible?
Yes. UHC Bronze Value HSA (No Referrals) is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does UHC Bronze Value HSA (No Referrals) use?
UHC Bronze Value HSA (No Referrals) is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.