Connect Gold South FL 1500 Indiv Med Deductible
Starting at
$834
/month before subsidy
Connect Gold South FL 1500 Indiv Med Deductible is a 2026 Gold EPO health insurance plan from Cigna Healthcare, sold on the ACA Marketplace in Florida under plan ID 48121FL0070131. The monthly premium starts at $834 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,500 ($3,000 for a family), and the individual out-of-pocket maximum is $9,450 ($18,900 for a family). After the deductible, coinsurance is 25% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 48121FL0070131
- Plan year
- 2026
- State
- Florida
- Metal level
- Gold
- Plan type
- EPO
- HSA-eligible
- No
Individual Deductible
$1,500
Family: $3,000
Out-of-Pocket Max
$9,450
Family: $18,900
Coinsurance
25%
You pay after deductible
Network Type
EPO
FLN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,370
your estimated cost
- Deductible
- $1,500
- Copays
- $10
- Coinsurance
- $2,800
Managing type 2 diabetes
A year of routine care
$1,520
your estimated cost
- Deductible
- $900
- Copays
- $600
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$1,700
your estimated cost
- Deductible
- $1,500
- Copays
- $100
- Coinsurance
- $100
Enter your ZIP code first to search nearby doctors.
This Gold EPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,622/month
Annual Premium
$10,008
OOP Maximum
$9,450
💡 What this means:
With a $1,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 25% (coinsurance) until you hit $9,450 total. Then insurance covers everything else for the year.
More plans from Cigna Healthcare in Florida
- Connect Bronze Mid-South 0 Indiv Med Deductiblefrom $581/mo
- Connect Bronze Mid-South 5500 Indiv Med Deductiblefrom $528/mo
- Connect Bronze Mid-South CMS Standardfrom $520/mo
- Connect Bronze Orlando 3000 Indiv Med Deductiblefrom $577/mo
- Connect Bronze Orlando 6000 Indiv Med Deductiblefrom $568/mo
- Connect Bronze Orlando CMS Standardfrom $567/mo
- Connect Bronze South FL 3800 Indiv Med Deductiblefrom $643/mo
- Connect Bronze South FL 7000 Indiv Med Deductiblefrom $636/mo
Frequently asked questions about Connect Gold South FL 1500 Indiv Med Deductible
How much does Connect Gold South FL 1500 Indiv Med Deductible cost per month?
Connect Gold South FL 1500 Indiv Med Deductible from Cigna Healthcare starts at $834 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Connect Gold South FL 1500 Indiv Med Deductible?
The individual medical deductible is $1,500, and the family deductible is $3,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Connect Gold South FL 1500 Indiv Med Deductible?
The most you would pay in a year for covered in-network care is $9,450 for an individual and $18,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Connect Gold South FL 1500 Indiv Med Deductible HSA-eligible?
No. Connect Gold South FL 1500 Indiv Med Deductible is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Connect Gold South FL 1500 Indiv Med Deductible use?
Connect Gold South FL 1500 Indiv Med Deductible is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.