Expanded_bronzeEPOHSA Eligible

Connect myDiabetesCare Bronze Mid-South

Cigna Healthcare

Starting at

$529

/month before subsidy

Key facts

Connect myDiabetesCare Bronze Mid-South is a 2026 Expanded_bronze EPO health insurance plan from Cigna Healthcare, sold on the ACA Marketplace in Florida under plan ID 48121FL0070051. The monthly premium starts at $529 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,500 ($13,000 for a family), and the individual out-of-pocket maximum is $9,200 ($18,400 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
48121FL0070051
Plan year
2026
State
Florida
Metal level
Expanded_bronze
Plan type
EPO
HSA-eligible
Yes

Individual Deductible

$6,500

Family: $13,000

Out-of-Pocket Max

$9,200

Family: $18,400

Coinsurance

40%

You pay after deductible

Network Type

EPO

FLN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care Visit$45.00
Specialist Visit$90.00
Urgent Care$75.00
Emergency Room40.00% Coinsurance after deductible

Prescription Drugs

Generic Drugs$3.00
Brand Name Drugs49.00% Coinsurance after deductible
Specialty Drugs50.00% Coinsurance after deductible
CMS Quality Rating
The federal government's star rating for this plan, based on clinical data and member surveys — the same rating shown on HealthCare.gov.
3.0overall
Medical care

How well doctors manage and coordinate care

Member experience
Not rated

Member-survey satisfaction with the plan

Plan administration

Customer service, billing, and access to information

What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$8,970

your estimated cost

Deductible
$6,500
Copays
$10
Coinsurance
$2,400

Managing type 2 diabetes

A year of routine care

$1,920

your estimated cost

Deductible
$900
Copays
$1,000
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,400

your estimated cost

Deductible
$2,100
Copays
$300
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Who This Plan Is Best For

Review the plan details above to determine if this plan fits your healthcare needs and budget.

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,296/month

Annual Premium

$6,348

OOP Maximum

$9,200

💡 What this means:

With a $6,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $9,200 total. Then insurance covers everything else for the year.

More plans from Cigna Healthcare in Florida

View all Marketplace plans in Florida

Frequently asked questions about Connect myDiabetesCare Bronze Mid-South

How much does Connect myDiabetesCare Bronze Mid-South cost per month?

Connect myDiabetesCare Bronze Mid-South from Cigna Healthcare starts at $529 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for Connect myDiabetesCare Bronze Mid-South?

The individual medical deductible is $6,500, and the family deductible is $13,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for Connect myDiabetesCare Bronze Mid-South?

The most you would pay in a year for covered in-network care is $9,200 for an individual and $18,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is Connect myDiabetesCare Bronze Mid-South HSA-eligible?

Yes. Connect myDiabetesCare Bronze Mid-South is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does Connect myDiabetesCare Bronze Mid-South use?

Connect myDiabetesCare Bronze Mid-South is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.