Premera Blue Cross Alaska One Gold
Starting at
$912
/month before subsidy
Premera Blue Cross Alaska One Gold is a 2026 Gold PPO health insurance plan from Premera Blue Cross Blue Shield of Alaska, sold on the ACA Marketplace in Alaska under plan ID 38344AK1080001. The monthly premium starts at $912 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,500 ($3,000 for a family), and the individual out-of-pocket maximum is $6,300 ($12,600 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 38344AK1080001
- Plan year
- 2026
- State
- Alaska
- Metal level
- Gold
- Plan type
- PPO
- HSA-eligible
- No
Individual Deductible
$1,500
Family: $3,000
Out-of-Pocket Max
$6,300
Family: $12,600
Coinsurance
30%
You pay after deductible
Network Type
PPO
AKN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,870
your estimated cost
- Deductible
- $1,500
- Copays
- $10
- Coinsurance
- $3,300
Managing type 2 diabetes
A year of routine care
$1,820
your estimated cost
- Deductible
- $200
- Copays
- $1,600
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,100
your estimated cost
- Deductible
- $1,500
- Copays
- $300
- Coinsurance
- $300
Enter your ZIP code first to search nearby doctors.
This Gold PPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,437/month
Annual Premium
$10,944
OOP Maximum
$6,300
💡 What this means:
With a $1,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $6,300 total. Then insurance covers everything else for the year.
More plans from Premera Blue Cross Blue Shield of Alaska in Alaska
- Premera Blue Cross Preferred Bronze 5800 HSAfrom $713/mo
- Premera Blue Cross Preferred Bronze 6350from $727/mo
- Premera Blue Cross Standard Bronze IIfrom $693/mo
- Premera Blue Cross Preferred Silver 4500from $1003/mo
- Premera Blue Cross Standard Silverfrom $984/mo
- Premera Blue Cross Preferred Gold 1500from $912/mo
- Premera Blue Cross Standard Goldfrom $882/mo
Frequently asked questions about Premera Blue Cross Alaska One Gold
How much does Premera Blue Cross Alaska One Gold cost per month?
Premera Blue Cross Alaska One Gold from Premera Blue Cross Blue Shield of Alaska starts at $912 per month before any subsidy in Alaska. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Premera Blue Cross Alaska One Gold?
The individual medical deductible is $1,500, and the family deductible is $3,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Premera Blue Cross Alaska One Gold?
The most you would pay in a year for covered in-network care is $6,300 for an individual and $12,600 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Premera Blue Cross Alaska One Gold HSA-eligible?
No. Premera Blue Cross Alaska One Gold is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Premera Blue Cross Alaska One Gold use?
Premera Blue Cross Alaska One Gold is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.