Premera Blue Cross Preferred Bronze 6350
Starting at
$727
/month before subsidy
Premera Blue Cross Preferred Bronze 6350 is a 2026 Expanded_bronze PPO health insurance plan from Premera Blue Cross Blue Shield of Alaska, sold on the ACA Marketplace in Alaska under plan ID 38344AK1060004. The monthly premium starts at $727 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,350 ($12,700 for a family), and the individual out-of-pocket maximum is $8,700 ($17,400 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 38344AK1060004
- Plan year
- 2026
- State
- Alaska
- Metal level
- Expanded_bronze
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$6,350
Family: $12,700
Out-of-Pocket Max
$8,700
Family: $17,400
Coinsurance
30%
You pay after deductible
Network Type
PPO
AKN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,320
your estimated cost
- Deductible
- $6,350
- Copays
- $10
- Coinsurance
- $1,900
Managing type 2 diabetes
A year of routine care
$4,820
your estimated cost
- Deductible
- $4,100
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,400
- Copays
- $400
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,452/month
Annual Premium
$8,724
OOP Maximum
$8,700
💡 What this means:
With a $6,350 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $8,700 total. Then insurance covers everything else for the year.
More plans from Premera Blue Cross Blue Shield of Alaska in Alaska
- Premera Blue Cross Preferred Bronze 5800 HSAfrom $713/mo
- Premera Blue Cross Standard Bronze IIfrom $693/mo
- Premera Blue Cross Preferred Silver 4500from $1003/mo
- Premera Blue Cross Standard Silverfrom $984/mo
- Premera Blue Cross Alaska One Goldfrom $912/mo
- Premera Blue Cross Preferred Gold 1500from $912/mo
- Premera Blue Cross Standard Goldfrom $882/mo
Frequently asked questions about Premera Blue Cross Preferred Bronze 6350
How much does Premera Blue Cross Preferred Bronze 6350 cost per month?
Premera Blue Cross Preferred Bronze 6350 from Premera Blue Cross Blue Shield of Alaska starts at $727 per month before any subsidy in Alaska. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Premera Blue Cross Preferred Bronze 6350?
The individual medical deductible is $6,350, and the family deductible is $12,700. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Premera Blue Cross Preferred Bronze 6350?
The most you would pay in a year for covered in-network care is $8,700 for an individual and $17,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Premera Blue Cross Preferred Bronze 6350 HSA-eligible?
Yes. Premera Blue Cross Preferred Bronze 6350 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Premera Blue Cross Preferred Bronze 6350 use?
Premera Blue Cross Preferred Bronze 6350 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.