UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)
Starting at
$461
/month before subsidy
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) is a 2026 Expanded_bronze HMO health insurance plan from UnitedHealthcare, sold on the ACA Marketplace in South Carolina under plan ID 33764SC0040002. The monthly premium starts at $461 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 33764SC0040002
- Plan year
- 2026
- State
- South Carolina
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
50%
You pay after deductible
Network Type
HMO
SCN011
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$3,860
your estimated cost
- Deductible
- $0
- Copays
- $3,800
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$700
your estimated cost
- Deductible
- $0
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,620
your estimated cost
- Deductible
- $0
- Copays
- $2,600
- Coinsurance
- $20
Enter your ZIP code first to search nearby doctors.
Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,344/month
Annual Premium
$5,532
OOP Maximum
$10,600
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from UnitedHealthcare in South Carolina
- UHC Bronze Essentialfrom $411/mo
- UHC Bronze Essential-from $411/mo
- UHC Bronze Copay Focus $0 Indiv Med Dedfrom $449/mo
- UHC Bronze Standardfrom $434/mo
- UHC Bronze Standard Plus Chirofrom $437/mo
- UHC Silver Advantagefrom $629/mo
- UHC Silver Advantage+ (Dental + Vision)from $642/mo
- UHC Silver Copay Focus $0 Indiv Med Dedfrom $631/mo
Frequently asked questions about UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)
How much does UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) cost per month?
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) from UnitedHealthcare starts at $461 per month before any subsidy in South Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) HSA-eligible?
Yes. UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) use?
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.