UHC Silver Advantage
Starting at
$629
/month before subsidy
UHC Silver Advantage is a 2026 Silver HMO health insurance plan from UnitedHealthcare, sold on the ACA Marketplace in South Carolina under plan ID 33764SC0030022. The monthly premium starts at $629 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,750 ($5,500 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 33764SC0030022
- Plan year
- 2026
- State
- South Carolina
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$2,750
Family: $5,500
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
30%
You pay after deductible
Network Type
HMO
SCN011
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$5,210
your estimated cost
- Deductible
- $2,750
- Copays
- $200
- Coinsurance
- $2,200
Managing type 2 diabetes
A year of routine care
$600
your estimated cost
- Deductible
- $200
- Copays
- $400
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,700
your estimated cost
- Deductible
- $2,500
- Copays
- $200
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,512/month
Annual Premium
$7,548
OOP Maximum
$10,600
💡 What this means:
With a $2,750 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from UnitedHealthcare in South Carolina
- UHC Bronze Essentialfrom $411/mo
- UHC Bronze Essential-from $411/mo
- UHC Bronze Copay Focus $0 Indiv Med Dedfrom $449/mo
- UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)from $461/mo
- UHC Bronze Standardfrom $434/mo
- UHC Bronze Standard Plus Chirofrom $437/mo
- UHC Silver Advantage+ (Dental + Vision)from $642/mo
- UHC Silver Copay Focus $0 Indiv Med Dedfrom $631/mo
Frequently asked questions about UHC Silver Advantage
How much does UHC Silver Advantage cost per month?
UHC Silver Advantage from UnitedHealthcare starts at $629 per month before any subsidy in South Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for UHC Silver Advantage?
The individual medical deductible is $2,750, and the family deductible is $5,500. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for UHC Silver Advantage?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is UHC Silver Advantage HSA-eligible?
No. UHC Silver Advantage is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does UHC Silver Advantage use?
UHC Silver Advantage is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.