Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Starting at
$645
/month before subsidy
Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) is a 2026 Silver EPO health insurance plan from Anthem Blue Cross and Blue Shield, sold on the ACA Marketplace in Missouri under plan ID 32753MO0990014. The monthly premium starts at $645 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,200 ($14,400 for a family), and the individual out-of-pocket maximum is $8,625 ($17,250 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 32753MO0990014
- Plan year
- 2026
- State
- Missouri
- Metal level
- Silver
- Plan type
- EPO
- HSA-eligible
- No
Individual Deductible
$7,200
Family: $14,400
Out-of-Pocket Max
$8,625
Family: $17,250
Coinsurance
50%
You pay after deductible
Network Type
EPO
MON004
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,660
your estimated cost
- Deductible
- $7,200
- Copays
- $0
- Coinsurance
- $1,400
Managing type 2 diabetes
A year of routine care
$1,620
your estimated cost
- Deductible
- $100
- Copays
- $1,500
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,400
your estimated cost
- Deductible
- $2,100
- Copays
- $300
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver EPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,364/month
Annual Premium
$7,740
OOP Maximum
$8,625
💡 What this means:
With a $7,200 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $8,625 total. Then insurance covers everything else for the year.
More plans from Anthem Blue Cross and Blue Shield in Missouri
- Anthem Catastrophic Pathway (+ Incentives)from $365/mo
- Anthem Catastrophic Pathway Essentials (+ Incentives)from $431/mo
- Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)from $406/mo
- Anthem Bronze Pathway Essentials 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)from $479/mo
- Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives)from $425/mo
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)from $434/mo
- Anthem Bronze Pathway Essentials 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives)from $502/mo
- Anthem Bronze Pathway Essentials 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)from $512/mo
Frequently asked questions about Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
How much does Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) cost per month?
Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield starts at $645 per month before any subsidy in Missouri. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives)?
The individual medical deductible is $7,200, and the family deductible is $14,400. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives)?
The most you would pay in a year for covered in-network care is $8,625 for an individual and $17,250 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) HSA-eligible?
No. Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) use?
Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.