myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)
Starting at
$642
/month before subsidy
myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) is a 2027 Silver HMO health insurance plan from Florida Blue HMO (a BlueCross BlueShield FL company), sold on the ACA Marketplace in Florida under plan ID 30252FL0210001. The monthly premium starts at $642 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $11,925 ($23,850 for a family), and the individual out-of-pocket maximum is $11,950 ($23,900 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 30252FL0210001
- Plan year
- 2027
- State
- Florida
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$11,925
Family: $23,850
Out-of-Pocket Max
$11,950
Family: $23,900
Coinsurance
50%
You pay after deductible
Network Type
HMO
FLN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$10,080
your estimated cost
- Deductible
- $10,000
- Copays
- $20
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$4,600
your estimated cost
- Deductible
- $4,100
- Copays
- $500
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,100
your estimated cost
- Deductible
- $2,100
- Copays
- $0
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,638/month
Annual Premium
$7,704
OOP Maximum
$11,950
💡 What this means:
With a $11,925 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $11,950 total. Then insurance covers everything else for the year.
More plans from Florida Blue HMO (a BlueCross BlueShield FL company) in Florida
- myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards)from $386/mo
- myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)from $484/mo
- BlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards)from $757/mo
- BlueCare Bronze (HSA) 24K01-05 (Rewards)from $720/mo
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX)from $779/mo
- BlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards)from $791/mo
- BlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards)from $772/mo
- BlueCare Bronze (HSA) 24K02-17 (3 PCP Visits for $0 then $55 / Rewards)from $1129/mo
Frequently asked questions about myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)
How much does myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) cost per month?
myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) starts at $642 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)?
The individual medical deductible is $11,925, and the family deductible is $23,850. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)?
The most you would pay in a year for covered in-network care is $11,950 for an individual and $23,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) HSA-eligible?
No. myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) use?
myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.