myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)
Starting at
$484
/month before subsidy
myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) is a 2027 Bronze HMO health insurance plan from Florida Blue HMO (a BlueCross BlueShield FL company), sold on the ACA Marketplace in Florida under plan ID 30252FL0210020. The monthly premium starts at $484 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $11,975 ($23,950 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 30252FL0210020
- Plan year
- 2027
- State
- Florida
- Metal level
- Bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$11,975
Family: $23,950
Out-of-Pocket Max
$12,000
Family: $24,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
FLN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$12,065
your estimated cost
- Deductible
- $11,975
- Copays
- $0
- Coinsurance
- $30
Managing type 2 diabetes
A year of routine care
$5,400
your estimated cost
- Deductible
- $5,300
- Copays
- $100
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Bronze HMO plan is ideal for healthy individuals who want the lowest monthly premium and can handle higher out-of-pocket costs if they need care.
Consider this plan if you:
- Rarely visit the doctor beyond annual checkups
- Have savings to cover the $11,975 deductible if needed
- Primarily need coverage for unexpected emergencies
- Want to minimize monthly healthcare expenses
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,484/month
Annual Premium
$5,808
OOP Maximum
$12,000
💡 What this means:
With a $11,975 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.
More plans from Florida Blue HMO (a BlueCross BlueShield FL company) in Florida
- myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards)from $386/mo
- BlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards)from $757/mo
- BlueCare Bronze (HSA) 24K01-05 (Rewards)from $720/mo
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX)from $779/mo
- BlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards)from $791/mo
- BlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards)from $772/mo
- BlueCare Bronze (HSA) 24K02-17 (3 PCP Visits for $0 then $55 / Rewards)from $1129/mo
- BlueCare Bronze (HSA) 24K02-18 (Rewards)from $1074/mo
Frequently asked questions about myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)
How much does myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) cost per month?
myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) starts at $484 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)?
The individual medical deductible is $11,975, and the family deductible is $23,950. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)?
The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) HSA-eligible?
Yes. myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) use?
myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.