myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
Starting at
$695
/month before subsidy
myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) is a 2026 Silver HMO health insurance plan from Florida Blue HMO (a BlueCross BlueShield FL company), sold on the ACA Marketplace in Florida under plan ID 30252FL0190034. The monthly premium starts at $695 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,000 ($14,000 for a family), and the individual out-of-pocket maximum is $9,125 ($18,250 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 30252FL0190034
- Plan year
- 2026
- State
- Florida
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$7,000
Family: $14,000
Out-of-Pocket Max
$9,125
Family: $18,250
Coinsurance
50%
You pay after deductible
Network Type
HMO
FLN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,570
your estimated cost
- Deductible
- $7,000
- Copays
- $10
- Coinsurance
- $1,500
Managing type 2 diabetes
A year of routine care
$4,600
your estimated cost
- Deductible
- $3,900
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,020
your estimated cost
- Deductible
- $2,000
- Copays
- $20
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,455/month
Annual Premium
$8,340
OOP Maximum
$9,125
💡 What this means:
With a $7,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $9,125 total. Then insurance covers everything else for the year.
More plans from Florida Blue HMO (a BlueCross BlueShield FL company) in Florida
- BlueCare Bronze 24K01-05 (Rewards)from $627/mo
- BlueCare Bronze 24K02-18 (Rewards)from $817/mo
- myBlue Bronze 26M01-23 (Rewards)from $489/mo
- myBlue Bronze 26M02-24 (Rewards)from $531/mo
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)from $662/mo
- BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)from $678/mo
- BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)from $716/mo
- BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)from $662/mo
Frequently asked questions about myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
How much does myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) cost per month?
myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) starts at $695 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)?
The individual medical deductible is $7,000, and the family deductible is $14,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)?
The most you would pay in a year for covered in-network care is $9,125 for an individual and $18,250 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) HSA-eligible?
No. myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) use?
myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.