myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Starting at
$1200
/month before subsidy
myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) is a 2026 Platinum HMO health insurance plan from Florida Blue HMO (a BlueCross BlueShield FL company), sold on the ACA Marketplace in Florida under plan ID 30252FL0070027. The monthly premium starts at $1,200 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $2,250 ($4,500 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 30252FL0070027
- Plan year
- 2026
- State
- Florida
- Metal level
- Platinum
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$2,250
Family: $4,500
Coinsurance
20%
You pay after deductible
Network Type
HMO
FLN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$460
your estimated cost
- Deductible
- $0
- Copays
- $400
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$1,300
your estimated cost
- Deductible
- $0
- Copays
- $1,300
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$500
your estimated cost
- Deductible
- $0
- Copays
- $300
- Coinsurance
- $200
Enter your ZIP code first to search nearby doctors.
This Platinum HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,388/month
Annual Premium
$14,400
OOP Maximum
$2,250
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $2,250 total. Then insurance covers everything else for the year.
More plans from Florida Blue HMO (a BlueCross BlueShield FL company) in Florida
- BlueCare Bronze 24K01-05 (Rewards)from $627/mo
- BlueCare Bronze 24K02-18 (Rewards)from $817/mo
- myBlue Bronze 26M01-23 (Rewards)from $489/mo
- myBlue Bronze 26M02-24 (Rewards)from $531/mo
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)from $662/mo
- BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)from $678/mo
- BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)from $716/mo
- BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)from $662/mo
Frequently asked questions about myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
How much does myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) cost per month?
myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) starts at $1,200 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)?
The most you would pay in a year for covered in-network care is $2,250 for an individual and $4,500 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) HSA-eligible?
No. myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) use?
myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.