BronzePPOHSA Eligible

HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO

Blue Cross and Blue Shield of Nebraska

Starting at

$750

/month before subsidy

Key facts

HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO is a 2026 Bronze PPO health insurance plan from Blue Cross and Blue Shield of Nebraska, sold on the ACA Marketplace in Nebraska under plan ID 29678NE1510002. The monthly premium starts at $750 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $10,500 ($21,000 for a family), and the individual out-of-pocket maximum is $10,500 ($21,000 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
29678NE1510002
Plan year
2026
State
Nebraska
Metal level
Bronze
Plan type
PPO
HSA-eligible
Yes

Individual Deductible

$10,500

Family: $21,000

Out-of-Pocket Max

$10,500

Family: $21,000

Coinsurance

0%

You pay after deductible

Network Type

PPO

NEN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care VisitNo Charge after deductible
Specialist VisitNo Charge after deductible
Urgent CareNo Charge after deductible
Emergency RoomNo Charge after deductible

Prescription Drugs

Generic Drugs$10.00
Brand Name DrugsNo Charge after deductible
Specialty DrugsNo Charge after deductible
What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$10,560

your estimated cost

Deductible
$10,500
Copays
$0
Coinsurance
$0

Managing type 2 diabetes

A year of routine care

$5,100

your estimated cost

Deductible
$5,000
Copays
$100
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,810

your estimated cost

Deductible
$2,800
Copays
$10
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Official Plan Documents
Published by Blue Cross and Blue Shield of Nebraska. These are the authoritative source for coverage details.
Who This Plan Is Best For

This Bronze PPO plan is ideal for healthy individuals who want the lowest monthly premium and can handle higher out-of-pocket costs if they need care.

Consider this plan if you:

  • Rarely visit the doctor beyond annual checkups
  • Have savings to cover the $10,500 deductible if needed
  • Primarily need coverage for unexpected emergencies
  • Want to minimize monthly healthcare expenses

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,625/month

Annual Premium

$9,000

OOP Maximum

$10,500

💡 What this means:

With a $10,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $10,500 total. Then insurance covers everything else for the year.

More plans from Blue Cross and Blue Shield of Nebraska in Nebraska

View all Marketplace plans in Nebraska

Frequently asked questions about HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO

How much does HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO cost per month?

HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO from Blue Cross and Blue Shield of Nebraska starts at $750 per month before any subsidy in Nebraska. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO?

The individual medical deductible is $10,500, and the family deductible is $21,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO?

The most you would pay in a year for covered in-network care is $10,500 for an individual and $21,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO HSA-eligible?

Yes. HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO use?

HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.