SilverPPOHSA Eligible

BlueExtend PPO HD Silver 2

BlueCross BlueShield of South Carolina

Starting at

$628

/month before subsidy

Key facts

BlueExtend PPO HD Silver 2 is a 2026 Silver PPO health insurance plan from BlueCross BlueShield of South Carolina, sold on the ACA Marketplace in South Carolina under plan ID 26065SC0750004. The monthly premium starts at $628 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $5,990 ($11,980 for a family), and the individual out-of-pocket maximum is $5,990 ($11,980 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
26065SC0750004
Plan year
2026
State
South Carolina
Metal level
Silver
Plan type
PPO
HSA-eligible
Yes

Individual Deductible

$5,990

Family: $11,980

Out-of-Pocket Max

$5,990

Family: $11,980

Coinsurance

0%

You pay after deductible

Network Type

PPO

SCN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care Visit0.00% Coinsurance after deductible
Specialist Visit0.00% Coinsurance after deductible
Urgent Care0.00% Coinsurance after deductible
Emergency Room0.00% Coinsurance after deductible

Prescription Drugs

Generic Drugs0.00% Coinsurance after deductible
Brand Name Drugs0.00% Coinsurance after deductible
Specialty Drugs0.00% Coinsurance after deductible
What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$6,050

your estimated cost

Deductible
$5,990
Copays
$0
Coinsurance
$0

Managing type 2 diabetes

A year of routine care

$5,420

your estimated cost

Deductible
$5,400
Copays
$0
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,800

your estimated cost

Deductible
$2,800
Copays
$0
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Official Plan Documents
Published by BlueCross BlueShield of South Carolina. These are the authoritative source for coverage details.
Who This Plan Is Best For

This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.

Consider this plan if you:

  • Visit the doctor a few times per year
  • Take regular prescription medications
  • Want moderate protection against high medical bills
  • May qualify for Cost-Sharing Reductions (CSR) to lower deductibles

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,127/month

Annual Premium

$7,536

OOP Maximum

$5,990

💡 What this means:

With a $5,990 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $5,990 total. Then insurance covers everything else for the year.

More plans from BlueCross BlueShield of South Carolina in South Carolina

View all Marketplace plans in South Carolina

Frequently asked questions about BlueExtend PPO HD Silver 2

How much does BlueExtend PPO HD Silver 2 cost per month?

BlueExtend PPO HD Silver 2 from BlueCross BlueShield of South Carolina starts at $628 per month before any subsidy in South Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for BlueExtend PPO HD Silver 2?

The individual medical deductible is $5,990, and the family deductible is $11,980. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for BlueExtend PPO HD Silver 2?

The most you would pay in a year for covered in-network care is $5,990 for an individual and $11,980 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is BlueExtend PPO HD Silver 2 HSA-eligible?

Yes. BlueExtend PPO HD Silver 2 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does BlueExtend PPO HD Silver 2 use?

BlueExtend PPO HD Silver 2 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.