BlueExtend PPO HD Gold 1
Starting at
$648
/month before subsidy
BlueExtend PPO HD Gold 1 is a 2026 Gold PPO health insurance plan from BlueCross BlueShield of South Carolina, sold on the ACA Marketplace in South Carolina under plan ID 26065SC0750001. The monthly premium starts at $648 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,400 ($6,800 for a family), and the individual out-of-pocket maximum is $3,400 ($6,800 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 26065SC0750001
- Plan year
- 2026
- State
- South Carolina
- Metal level
- Gold
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$3,400
Family: $6,800
Out-of-Pocket Max
$3,400
Family: $6,800
Coinsurance
0%
You pay after deductible
Network Type
PPO
SCN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$3,460
your estimated cost
- Deductible
- $3,400
- Copays
- $0
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$3,420
your estimated cost
- Deductible
- $3,400
- Copays
- $0
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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This Gold PPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$931/month
Annual Premium
$7,776
OOP Maximum
$3,400
💡 What this means:
With a $3,400 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $3,400 total. Then insurance covers everything else for the year.
More plans from BlueCross BlueShield of South Carolina in South Carolina
Frequently asked questions about BlueExtend PPO HD Gold 1
How much does BlueExtend PPO HD Gold 1 cost per month?
BlueExtend PPO HD Gold 1 from BlueCross BlueShield of South Carolina starts at $648 per month before any subsidy in South Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BlueExtend PPO HD Gold 1?
The individual medical deductible is $3,400, and the family deductible is $6,800. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BlueExtend PPO HD Gold 1?
The most you would pay in a year for covered in-network care is $3,400 for an individual and $6,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BlueExtend PPO HD Gold 1 HSA-eligible?
Yes. BlueExtend PPO HD Gold 1 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does BlueExtend PPO HD Gold 1 use?
BlueExtend PPO HD Gold 1 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.