Core Standard Expanded Bronze HSA
Starting at
$530
/month before subsidy
Core Standard Expanded Bronze HSA is a 2026 Expanded_bronze EPO health insurance plan from PacificSource Health Plans, sold on the ACA Marketplace in Montana under plan ID 23603MT0380003. The monthly premium starts at $530 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $10,000 ($20,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 23603MT0380003
- Plan year
- 2026
- State
- Montana
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$10,000
Family: $20,000
Coinsurance
50%
You pay after deductible
Network Type
EPO
MTN003
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$10,060
your estimated cost
- Deductible
- $7,500
- Copays
- $0
- Coinsurance
- $2,500
Managing type 2 diabetes
A year of routine care
$4,720
your estimated cost
- Deductible
- $4,000
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,600
your estimated cost
- Deductible
- $2,100
- Copays
- $500
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,363/month
Annual Premium
$6,360
OOP Maximum
$10,000
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,000 total. Then insurance covers everything else for the year.
More plans from PacificSource Health Plans in Montana
Frequently asked questions about Core Standard Expanded Bronze HSA
How much does Core Standard Expanded Bronze HSA cost per month?
Core Standard Expanded Bronze HSA from PacificSource Health Plans starts at $530 per month before any subsidy in Montana. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Core Standard Expanded Bronze HSA?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Core Standard Expanded Bronze HSA?
The most you would pay in a year for covered in-network care is $10,000 for an individual and $20,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Core Standard Expanded Bronze HSA HSA-eligible?
Yes. Core Standard Expanded Bronze HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Core Standard Expanded Bronze HSA use?
Core Standard Expanded Bronze HSA is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.