NE WI Select $3,150 Plus Silver
Starting at
$584
/month before subsidy
NE WI Select $3,150 Plus Silver is a 2026 Silver PPO health insurance plan from HealthPartners, sold on the ACA Marketplace in Wisconsin under plan ID 20173WI0130033. The monthly premium starts at $584 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,150 ($6,300 for a family), and the individual out-of-pocket maximum is $9,700 ($19,400 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 20173WI0130033
- Plan year
- 2026
- State
- Wisconsin
- Metal level
- Silver
- Plan type
- PPO
- HSA-eligible
- No
Individual Deductible
$3,150
Family: $6,300
Out-of-Pocket Max
$9,700
Family: $19,400
Coinsurance
20%
You pay after deductible
Network Type
PPO
WIN003
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$5,020
your estimated cost
- Deductible
- $3,150
- Copays
- $0
- Coinsurance
- $1,800
Managing type 2 diabetes
A year of routine care
$2,420
your estimated cost
- Deductible
- $1,700
- Copays
- $700
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,830
your estimated cost
- Deductible
- $2,800
- Copays
- $30
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,392/month
Annual Premium
$7,008
OOP Maximum
$9,700
💡 What this means:
With a $3,150 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $9,700 total. Then insurance covers everything else for the year.
More plans from HealthPartners in Wisconsin
- Atlas $6,800 Plus Bronze HSAfrom $465/mo
- Atlas $7,500 Standard Bronze HSAfrom $484/mo
- Atlas $8,400 HSA Bronzefrom $460/mo
- NE WI Select $6,800 Plus Bronze HSAfrom $438/mo
- NE WI Select $7,500 Standard Bronze HSAfrom $453/mo
- NE WI Select $8,400 HSA Bronzefrom $431/mo
- Atlas $3,050 Plus Silverfrom $625/mo
- Atlas $3,800 HSA Silverfrom $602/mo
Frequently asked questions about NE WI Select $3,150 Plus Silver
How much does NE WI Select $3,150 Plus Silver cost per month?
NE WI Select $3,150 Plus Silver from HealthPartners starts at $584 per month before any subsidy in Wisconsin. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for NE WI Select $3,150 Plus Silver?
The individual medical deductible is $3,150, and the family deductible is $6,300. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for NE WI Select $3,150 Plus Silver?
The most you would pay in a year for covered in-network care is $9,700 for an individual and $19,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is NE WI Select $3,150 Plus Silver HSA-eligible?
No. NE WI Select $3,150 Plus Silver is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does NE WI Select $3,150 Plus Silver use?
NE WI Select $3,150 Plus Silver is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.