Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible
Starting at
$524
/month before subsidy
Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible is a 2026 Expanded_bronze POS health insurance plan from HMO Louisiana, sold on the ACA Marketplace in Louisiana under plan ID 19636LA0610016. The monthly premium starts at $524 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $10,000 ($20,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 19636LA0610016
- Plan year
- 2026
- State
- Louisiana
- Metal level
- Expanded_bronze
- Plan type
- POS
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$10,000
Family: $20,000
Coinsurance
50%
You pay after deductible
Network Type
POS
LAN009
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,200
your estimated cost
- Deductible
- $7,500
- Copays
- $110
- Coinsurance
- $530
Managing type 2 diabetes
A year of routine care
$2,710
your estimated cost
- Deductible
- $2,090
- Copays
- $560
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,390
your estimated cost
- Deductible
- $2,050
- Copays
- $340
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,357/month
Annual Premium
$6,288
OOP Maximum
$10,000
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,000 total. Then insurance covers everything else for the year.
More plans from HMO Louisiana in Louisiana
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $490/mo
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $477/mo
- Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $424/mo
- Precision Blue 90/70 $9900 with 2 $0 PCP Virtual Visits (M) HSA Eligiblefrom $474/mo
- Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $405/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (H) HSA Eligiblefrom $483/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligiblefrom $525/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligiblefrom $483/mo
Frequently asked questions about Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible
How much does Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible cost per month?
Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible from HMO Louisiana starts at $524 per month before any subsidy in Louisiana. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible?
The most you would pay in a year for covered in-network care is $10,000 for an individual and $20,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible HSA-eligible?
Yes. Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible use?
Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.