Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible
Starting at
$424
/month before subsidy
Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible is a 2026 Bronze POS health insurance plan from HMO Louisiana, sold on the ACA Marketplace in Louisiana under plan ID 19636LA0230012. The monthly premium starts at $424 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,900 ($21,200 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 10% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 19636LA0230012
- Plan year
- 2026
- State
- Louisiana
- Metal level
- Bronze
- Plan type
- POS
- HSA-eligible
- Yes
Individual Deductible
$9,900
Family: $21,200
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
10%
You pay after deductible
Network Type
POS
LAN007
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$10,230
your estimated cost
- Deductible
- $9,900
- Copays
- $0
- Coinsurance
- $270
Managing type 2 diabetes
A year of routine care
$3,300
your estimated cost
- Deductible
- $3,240
- Copays
- $0
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Bronze POS plan is ideal for healthy individuals who want the lowest monthly premium and can handle higher out-of-pocket costs if they need care.
Consider this plan if you:
- Rarely visit the doctor beyond annual checkups
- Have savings to cover the $9,900 deductible if needed
- Primarily need coverage for unexpected emergencies
- Want to minimize monthly healthcare expenses
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,307/month
Annual Premium
$5,088
OOP Maximum
$10,600
💡 What this means:
With a $9,900 deductible, you pay 100% of costs until you've spent that much. After that, you pay 10% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from HMO Louisiana in Louisiana
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $490/mo
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $477/mo
- Precision Blue 90/70 $9900 with 2 $0 PCP Virtual Visits (M) HSA Eligiblefrom $474/mo
- Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $405/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (H) HSA Eligiblefrom $483/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligiblefrom $525/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligiblefrom $483/mo
- Blue Connect Copay (PCP) 50/50 $7500 Standardized (S) HSA Eligiblefrom $436/mo
Frequently asked questions about Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible
How much does Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible cost per month?
Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible from HMO Louisiana starts at $424 per month before any subsidy in Louisiana. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible?
The individual medical deductible is $9,900, and the family deductible is $21,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible HSA-eligible?
Yes. Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible use?
Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.