BlueSelect Gold HealthPlus
Starting at
$959
/month before subsidy
BlueSelect Gold HealthPlus is a 2026 Gold PPO health insurance plan from Blue Cross Blue Shield of Wyoming, sold on the ACA Marketplace in Wyoming under plan ID 11269WY0070013. The monthly premium starts at $959 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,500 ($3,000 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 25% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 11269WY0070013
- Plan year
- 2026
- State
- Wyoming
- Metal level
- Gold
- Plan type
- PPO
- HSA-eligible
- No
Individual Deductible
$1,500
Family: $3,000
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
25%
You pay after deductible
Network Type
PPO
WYN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,370
your estimated cost
- Deductible
- $1,500
- Copays
- $10
- Coinsurance
- $2,800
Managing type 2 diabetes
A year of routine care
$1,620
your estimated cost
- Deductible
- $1,200
- Copays
- $400
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$1,800
your estimated cost
- Deductible
- $1,500
- Copays
- $0
- Coinsurance
- $300
Enter your ZIP code first to search nearby doctors.
This Gold PPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,842/month
Annual Premium
$11,508
OOP Maximum
$10,600
💡 What this means:
With a $1,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 25% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Blue Cross Blue Shield of Wyoming in Wyoming
- BlueSelect Bronze Basicfrom $740/mo
- BlueSelect Bronze Corefrom $773/mo
- BlueSelect Expanded Bronze Standard without Kid's Dentalfrom $861/mo
- BlueSelect Silver Classicfrom $1033/mo
- BlueSelect Silver Classic without Kid's Dentalfrom $1029/mo
- BlueSelect Silver HealthPlusfrom $1031/mo
- BlueSelect Silver HealthPlus without Kid's Dentalfrom $1027/mo
- BlueSelect Silver Standard without Kid's Dentalfrom $1026/mo
Frequently asked questions about BlueSelect Gold HealthPlus
How much does BlueSelect Gold HealthPlus cost per month?
BlueSelect Gold HealthPlus from Blue Cross Blue Shield of Wyoming starts at $959 per month before any subsidy in Wyoming. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BlueSelect Gold HealthPlus?
The individual medical deductible is $1,500, and the family deductible is $3,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BlueSelect Gold HealthPlus?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BlueSelect Gold HealthPlus HSA-eligible?
No. BlueSelect Gold HealthPlus is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does BlueSelect Gold HealthPlus use?
BlueSelect Gold HealthPlus is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.