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SilverPPO

BlueSelect Silver Classic

Blue Cross Blue Shield of Wyoming

Starting at

$1033

/month before subsidy

Key facts

BlueSelect Silver Classic is a 2026 Silver PPO health insurance plan from Blue Cross Blue Shield of Wyoming, sold on the ACA Marketplace in Wyoming under plan ID 11269WY0070014. The monthly premium starts at $1,033 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,600 ($7,200 for a family), and the individual out-of-pocket maximum is $10,400 ($20,800 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is not HSA-eligible.

Plan ID
11269WY0070014
Plan year
2026
State
Wyoming
Metal level
Silver
Plan type
PPO
HSA-eligible
No

Individual Deductible

$3,600

Family: $7,200

Out-of-Pocket Max

$10,400

Family: $20,800

Coinsurance

40%

You pay after deductible

Network Type

PPO

WYN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care Visit$45.00
Specialist Visit40.00% Coinsurance after deductible
Urgent Care40.00% Coinsurance after deductible
Emergency Room40.00% Coinsurance after deductible

Prescription Drugs

Generic Drugs$5.00
Brand Name Drugs40.00% Coinsurance after deductible
Specialty Drugs40.00% Coinsurance after deductible
CMS Quality Rating
The federal government's star rating for this plan, based on clinical data and member surveys — the same rating shown on HealthCare.gov.
2.0overall
Medical care

How well doctors manage and coordinate care

Member experience
Not rated

Member-survey satisfaction with the plan

Plan administration

Customer service, billing, and access to information

What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$7,270

your estimated cost

Deductible
$3,600
Copays
$10
Coinsurance
$3,600

Managing type 2 diabetes

A year of routine care

$2,020

your estimated cost

Deductible
$1,200
Copays
$800
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,800

your estimated cost

Deductible
$2,800
Copays
$0
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Official Plan Documents
Published by Blue Cross Blue Shield of Wyoming. These are the authoritative source for coverage details.
Summary of Benefits & Coverage (SBC)Standardized cost & coverage summaryPlan BrochureFull plan details from the insurerDrug FormularyCovered prescriptions & drug tiers
Who This Plan Is Best For

This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.

Consider this plan if you:

  • Visit the doctor a few times per year
  • Take regular prescription medications
  • Want moderate protection against high medical bills
  • May qualify for Cost-Sharing Reductions (CSR) to lower deductibles

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,900/month

Annual Premium

$12,396

OOP Maximum

$10,400

💡 What this means:

With a $3,600 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $10,400 total. Then insurance covers everything else for the year.

More plans from Blue Cross Blue Shield of Wyoming in Wyoming

View all Marketplace plans in Wyoming

Frequently asked questions about BlueSelect Silver Classic

How much does BlueSelect Silver Classic cost per month?

BlueSelect Silver Classic from Blue Cross Blue Shield of Wyoming starts at $1,033 per month before any subsidy in Wyoming. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for BlueSelect Silver Classic?

The individual medical deductible is $3,600, and the family deductible is $7,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for BlueSelect Silver Classic?

The most you would pay in a year for covered in-network care is $10,400 for an individual and $20,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is BlueSelect Silver Classic HSA-eligible?

No. BlueSelect Silver Classic is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.

What type of network does BlueSelect Silver Classic use?

BlueSelect Silver Classic is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.

Understand what you'd actually pay

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Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.