Gold Health Insurance Plans in Indiana (2026)
Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 23 gold plans from 5 insurers in Indiana, starting around $570/month before subsidy for a 40-year-old.
Gold plans in Indiana
Premiums shown are starting prices for a 40-year-old before subsidy.
Ambetter Health
Anthem Blue Cross and Blue Shield
CareSource
- Diabetes Gold 3000 $0 Chronic Care Drugs & Servicesfrom $781/mo
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitnessfrom $785/mo
- Gold 2000 $15 Generic Drugsfrom $847/mo
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitnessfrom $851/mo
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Servicesfrom $777/mo
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitnessfrom $781/mo
Cigna Healthcare
UnitedHealthcare
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)from $764/mo
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)from $784/mo
- UHC Gold Standard (No Referrals)from $750/mo
- UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)from $739/mo
- UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)from $759/mo
Other metal tiers in Indiana
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